Out-of-pocket costs towards the deductible and coinsurance payments of mandatory health insurance can also be deducted. In Switzerland, the deductible (franchise) ranges from 300 to 2,500 francs - this represents the medical costs that you have to pay out of your own pocket before your health insurance kicks in. Keep in mind, however, that if you choose the highest deductible and end up having an accident or falling sick and needing medical care, you will have to pay a greater proportion of the costs.