“Not every skin problem necessarily requires an in-person medical visit,” says Germany’s largest health insurer in Hesse, AOK. AOK calls the offering “pioneering”“Surprisingly, this skin check is still used rather rarely,” the AOK notes. Digital skin checks are widespreadA survey among other insurers in Hesse found that a digital skin check has become standard practice. Both can be used for dermatological questions, and you can upload photos of skin lesions. The service includes a skin check for an initial assessment of dermatological concerns.