Synovus provides banking products and services to customers in Alabama, Florida, Georgia, South Carolina and Tennessee, including deposit accounts, credit cards, mortgages and personal loans. Account APY Expiration Relationship Money Market Account Up to APY subject to change Rates may vary by location. Synovus has a Refer-a-Friend program, where if you refer someone to open a Plus, Inspire or Budget checking account, you can receive a $50 bonus to your own checking account.