Feature USAA Navy Federal Membership eligibility Military members, veterans, pre-commissioned officers and eligible family members Military members, veterans, department of defense personnel and eligible family members Branches and ATM network 4 branches, 100,000 ATMs Over 350 branches, 30,000 ATMs Savings APY Up to Up to Loan Options Auto, personal, mortgage, RV, boat, motorcycle and leisure vehicle loans Mortgages — including VA and Military Choice loans — HELOCs, auto, personal, student and recreational loans Customer service Phone support during business hours 24/7 phone support and weekday live chat Best for Comprehensive insurance and digital banking Higher savings rates and in-person service Account Fees Minimum Balance APY Standout Features USAA Savings $0 $25 Simple,…