Someone who wants to earn simple and flexible travel rewards 5X points on travel purchased through Chase Travel℠; 3X points on dining, vacation homes, gas & EV charging, top streaming services, and online groceries (excluding Walmart, Target, and wholesale clubs); 2X points on all other travel purchases, and 1X points on all other purchases Ink Business Cash® Credit Card In a case like this, it actually becomes profitable to pay for any of your purchases with Plastiq if you're using a card like the Citi Double Cash® Card, as it earns 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.