Card name Intro balance transfer APR Balance transfer fee Credit needed Wells Fargo Reflect® Card 0% intro APR for 21 months from account opening on qualifying balance transfers (then 17.49%, 23.99%, or 28.24% Variable) 5%, min: $5 Excellent, Good Citi Double Cash® Card 0% intro APR for 18 months (then 17.49% - 27.49% (Variable)) 3% of each balance transfer ($5 minimum) within 4 months of account opening; then 5% of each transfer ($5 minimum) after the 4 month intro period ends Excellent, Good Citi Simplicity® Card 0% intro APR for 18 months from date of account opening (then 17.49% - 28.24% (Variable)); transfers must be completed within 4 months 3% of each balance transfer ($5 minimum) within 4 months of account opening; then 5% of each transfer ($5 minimum) after the 4 month intro…