Wealthfront Investment account minimum $500 Management fees 0.25% annual advisory fee Fund fees 0.06% to 0.13% expense ratio Account types Individual/joint/trust taxable brokerage accounts The Wealthfront Cash Account offers an APY of 3.30%.2 <p>Earn up to 4.20% Annual Percentage Yield (APY) on a Wealthfront Cash Account: a 3.30% base APY (provided by program banks, as of 1/30/26) plus a 0.65% APY Boost for 3 months for new clients (on balances up to $150,000). Unlike traditional savings accounts, which are typically insured up to $250,000 by the FDIC, Wealthfront Cash accounts offer up to $8 million in FDIC insurance by using one or more partner banks for your cash holdings.3 <p>Wealthfront Cash account is offered by Wealthfront Brokerage LLC, Member of FINRA/SIPC.