Card type Business Card issuer Chase Credit card network Visa Annual fee $0 Welcome offer Earn $1,000 when you spend $8,000 on purchases in the first four months after account opening Reward rate 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year; 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year; and 1% cash back on all other purchases Recommended credit score Excellent, Good Intro APR 0% intro APR for 12 months on purchases (then 16.74% - 24.74% Variable) Foreign transaction fee 3% of each transaction in U.S.