Transaction type USSD code Check balance *326*0# Airtime top-up for others *326*Amount*PhoneNumber# Airtime top-up for self *326*Amount# Pay bills *326# Transfer to the Ecobank account *326# Transfer to other banks *326# To open an Xpress savings account *326# For Xpress loan *326# To reset PIN *326# You can use the same code (*326#) from any Ecobank account to transfer money to other banks or mobile money. The Ecobank mobile app also allows you to view balances, recent transactions, and even use the Ecobank transfer code to send money to other banks online securely.