Like many banks, Citizens Bank rewards new customers for opening an account — but few match its current lineup, with promotions totaling up to $9,500 for qualifying customers. Account Type Bonus Amount Offer Expiration Citizens Checking Account and Savings Account Up to $400 Nov. 23, 2025 Home Rewards Up to $9,500 Not listed Home Loan 0.125% rate discount Not listed Citizens Bank promotions currently on offer don't require offer codes — you simply need to open your account through the bank's offer page and meet the requirements to qualify.