Auto-Owners Insurance premiums are also very low when you compare them to the best car insurance companies and certainly the national average, so I recommend going through the effort of contacting an agent for more information if you see the type of policy you're looking for in this review. Driver type Auto-Owners Insurance liability-only monthly premium Auto-Owners Insurance full coverage monthly premium Clean driving record $32 $68 Speeding ticket on driving record $40 $85 At-fault accident on driving record $41 $88 DUI on driving record $52 $111 Teen driver $53 $114 Senior driver $23 $49 Data sourced from Insurify You aren't likely to find many companies offering better auto insurance rates than Auto-Owners Insurance, and I recommend the insurer for more than just its low premiums.