If you don't mind having a Costco membership to get car insurance coverage, it is possible to save more money through CONNECT than with competing car insurance providers. CONNECT insurance for Costco does not offer a telematics or usage-based insurance plan that tracks your driving to potentially lower your car insurance. You don't have to be a Costco member to get an auto insurance quote, and you can go through the quote process to compare it to what the best car insurance companies offer to decide if a Costco membership is worth it.