Driver type Direct Auto liability-only monthly premium Direct Auto full coverage monthly premium Clean driving record $90 $345 Speeding ticket on driving record $114 $212 At-fault accident on driving record $127 $236 DUI on driving record $129 $240 Teen driver $186 $345 Senior driver (60s) $70 $129 Senior driver (70s) $73 $136 Data sourced from Insurify Driver type National average liability-only monthly premium National average full coverage monthly premium Clean driving record $105 $192 Speeding ticket on driving record $141 $265 At-fault accident on driving record $146 $274 DUI on driving record $166 $313 Teen driver $194 $364 Senior driver $85 $160 Data sourced from Insurify If you want more personalized or niche forms of coverage — or live in a state where Direct Auto isn't available…