I'd be more inclined to recommend Farmers for liability-only coverage than full — you're not likely to save on car insurance if you choose full coverage with this insurer. Driver type Farmers liability-only monthly premium Farmers full coverage monthly premium Clean driving record $105 $210 Speeding ticket on driving record $137 $274 At-fault accident on driving record $143 $287 DUI on driving record $151 $301 Teen driver $226 $453 Senior driver (60s) $76 $152 Senior driver (70s) $73 $146 Data sourced from Insurify See how Farmers car insurance premiums compare to the national average rates for liability-only and full coverage insurance below.