Annual fee $149 Reward rate 3X points on Southwest Airlines® purchases, 2X points at gas stations and restaurants on the first $8,000 in combined purchases per year; plus 1X points on all other purchases Welcome offer Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open FinanceBuzz valuation1 <p class="">These values are based on the <a href="https://financebuzz.com/financebuzz-credit-card-valuation">FinanceBuzz Credit Card Rewards Valuation Model</a>, which takes a look at rewards earned via spending, the welcome offer, and the annual fee.