Good for new credit card users with features like a first time late fee forgiveness (after that, up to $41) and no penalty APR Apply Now on Issuer's secure website Recommended Credit FinanceBuzz credit ranges are a variation of FICO®️ scores, one of many types of credit score lenders may use when considering your credit card application. A cash back credit card is ideal for earning cash back on everyday purchases, but a travel credit card is better for earning travel rewards. How FinanceBuzz rated Discover’s credit card offers The cards featured on this page fall under a variety of categories, including travel, student, cash back, credit-building, balance transfer, and co-branded cards.