![4 Balance Transfer Credit Cards With Long 0% APR Intro Periods [2025]](/img/69694074f46118ce9df76c8f1dbb63a0820063ac7fb6e86d77a1f94e9e242d83)
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4 Balance Transfer Credit Cards With Long 0% APR Intro Periods [2025]
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This card has an intro balance transfer fee, like the Citi Simplicity — it's 3% of each balance transfer ($5 minimum) within 4 months of account opening; then 5% of each transfer ($5 minimum) after the 4 month intro period ends. How we determined the best balance transfer cards with long intro APRs Our first consideration in compiling this list of long balance transfer credit cards was to find cards offering the longest intro 0% APR periods. Wells Fargo Reflect ® Card Apply Now Rates and fees Current Offer Benefit from a long introductory APR period on purchases and qualifying balance transfers Annual Fee $0 Benefits and Drawbacks Benefits 0% intro APR for 21 months from account opening on qualifying balance transfers, then 17.49%, 23.99%, or 28.24% Variable APR