But before you buy your teenager one of these nifty rides, there’s something you might not have thought about: their e-scooter could drive up your car insurance premiums by hundreds of pounds. They’re cheaper to buy, easier to maintain, and cost far less to run than a car. According to MoneySuperMarket, the average annual car insurance premium in 2024 was £838.99. They already face high premiums due to lack of experience, and six points could push insurance costs into unaffordable territory for years to come. This article references information and data from MoneySuperMarket’s Household Money Index and car insurance insights.