Breakdown organisation GEM Motoring Assist has highlighted the increasing value of dashcams in ensuring safer roads and providing crucial evidence in case of incidents. Lower Insurance Premiums: Many insurers offer discounts to drivers who use dashcams, potentially reducing costs by up to 20%. Theft and Vandalism Deterrent: Parking mode enables dashcams to record even when the vehicle is stationary, discouraging theft and vandalism. While they can be valuable in protecting you, it’s worth noting that dashcam footage can also be used against you in legal proceedings. How Dashcams Affect InsuranceA growing number of UK insurance providers recognise the benefits of dashcams and offer discounts to drivers who use them.