Always verify account details and availability with the financial institution before opening an account.<br></p> Growth: Up to 0.01%-0.04% (as of 12/16/24) APY Minimum deposit requirement $0 Monthly maintenance fees $7 for Virtual Wallet, $15 for Virtual Wallet with Performance Spend, and $25 for Virtual Wallet with Performance Select (can be waived) ATM access About 60,000 PNC and partner ATMs4 <p>Visit <a href="https://apps.pnc.com/locator/search">PNC.com/locator</a> to find a PNC or PNC Partner ATM near you where PNC customers can access money fee-free.</p> <p>Virtual Wallet® with Performance Spend includes a reimbursements of the first 2 PNC fees at domestic or international non-PNC ATMs and, up to $5 for other bank's ATM surcharge fees each statement cycle.