For decades, Kenya's public pension and health insurance systems have promised workers security in retirement and protection during illness. Between 2013 and 2020, over 67 billion Kenyan shillings ($515 million, €442 million) were lost through fake pension scheme payments. "When you join the pension scheme, you're promised that when you retire, you will get your pension. Pension contributions are made through the National Social Security Fund (NSSF), and health insurance is provided via the Social Health Insurance Fund (SHIF). Health insurance funds also blunderedIn what's been another devastating blow to government credibility, Health Cabinet Secretary Aden Duale has recently admitted that the health insurance scheme was also the target of fraud.