For people who are not protected by a privacy law like the GDPR (see: all of America) or have weaker privacy laws in their region, companies like Halocard are the way to protect their data from being sold and shared to data brokers. Having a company with the value of respecting your pricacy is a step up from the companies who really don’t care and will only do the bare minimum to get the legal people to stop yelling at them. To add onto my previous comment addressing this, if we’re throwing around baseless accusations, I may as well accuse you of trying to spread doubt and push people toward less private institutions so you and your government buddies can spy on us easier.