AdvertisementPropertyNewsFinancing ‘Declare everything’: Why it may be harder to get a mortgage right now Alice Uribe and Elizabeth Redman August 13, 2026 — 5:00am Save You have reached your maximum number of saved items. Appetite for mortgages has fallen even as property prices drop. Audrey Richardson Chief executive of mortgage broker Finspo, Angus Gilfillan, said it remained difficult for property buyers, as three interest rate rises this year cut borrowing power. Still, Gilfillan said Finspo had experienced a bounce-back in investment-loan appetite in August after a slowdown earlier this year, potentially as subdued property prices might look like buying opportunities. “There’s still a very strong cultural element in Australia around property and willingness to buy property, invest in property,” he said.