An interesting article about investors carrying too much cash was in today’s Wall Street Journal. The anecdote the WSJ starts with is a 75-year-old retiree with 85% equity and 15% money market. It asks, “Why not own some bonds instead of the money market?” SNAXX is a favorite Money Market yielding 3.65%. Good Planning : For a 65-year-old+ investor, keeping a modest pile of cash is not the worst thing they can do.