None
CA
B.C.-based DC pension plans’ use of auto-escalation can remove psychological barriers to saving: expert
['Blake Wolfe']
Benefits Canada.com
amending pension legislation, including auto-escalation for DC plansEffective Oct. 30, 2026, auto-escalation will be introduced to B.C.-based DC plans and members will have the option to opt out of the feature.
“[Auto features] are powerful and they still give plan members flexibility.”
Read: 2026 DC Plan Summit: Designing decision supports that drive appreciation, informed action for DC plan membersAuto-escalation is particularly important for supporting young employees’ savings goals.
It’s also important for plan sponsors to properly communicate to plan members about how auto-escalation will impact their contributions, she says.
Again, we’re seeing present bias, optimism bias and anchoring working against people’s best judgments in some ways.”