Our gambling experts have put together this guide on how to play baccarat, helping beginners and novices get to grips with an exciting card game. That’s because drawing a third card for the Banker hand depends on both their total and the Player's third card. Wagering on the tie may look attractive with an 8:1 payout, but the 14.36% house edge makes it too risky and terrible value. If it wins with a two-card six, the bet pays 13:1 (a 10.3% house edge); if it wins with a three-card six, it pays 21:1 (a 13.3% house edge). Always remember that the house edge applies regardless of strategy.