Where Did The Customer Money Allegedly Go? The CFTC alleges that Delgado misappropriated about $48 million in customer funds for personal use. The regulator also alleges that customer money funded other personal expenses, including a yacht. The parallel actions show how crypto investment fraud can fall within several areas of U.S. financial law. The CFTC’s complaint will now move through federal court as regulators seek to establish how customer funds were collected, transferred and spent.