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July 2026 CPI: Inflation Cools Modestly but Stays Stubbornly Above Target, Keeping Fed on Hold
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Released on August 12, the July 2026 U.S. CPI report showed inflation somewhat decreasing but still far over the Federal Reserve's 2% target.
Headline CPI increased 3.4% year-over-year, down from 3.5% in June, and the monthly gain was a modest 0.1% following a flat reading the previous month.
Excluding food and energy, core CPI dropped to 2.5% year over year from 2.6%, with a 0.2% monthly rise closely matching market predictions of 3.4% headline and 2.5% core.
The data generally showed ongoing but decreasing inflationary pressures with no major changes from past months.
The study confirms the Fed's hesitant, data-dependent position; future policy decisions will depend on ongoing improvement in core services and housing components.