Tier 1 cities, including metros, account for 47 per cent of forex demand, while Tier 2 and Tier 3 cities contribute 41 per cent and 12 per cent, respectively. Leisure travel remains the largest source of forex demand at 57 per cent, followed by corporate travel at 27 per cent and overseas education at 16 per cent. Consumers aged 25-40 account for 37 per cent of forex usage, while those aged 41-60 contribute 36 per cent. The dollar accounts for 49 per cent of forex demand, followed by Europe-linked currencies at 23 per cent, Asia at 11 per cent and the Middle East at 9 per cent. Meanwhile, corporate travellers show a strong preference for forex cards, which account for 84 per cent of corporate forex usage, with multi-currency cards making up 76 per cent of card usage.