After the account was classified as an NPA, the bank initiated recovery proceedings before the Debts Recovery Tribunal (DRT). While the DRT substantially reduced the amount recoverable by the bank, the DRAT later recalculated the dues at ₹54.90 lakh along with interest maintained in the suspense account. The Court stressed that the mere fact that such interest no longer appears in the regular loan account statement does not mean it ceases to be payable. Referring to Section 2(g) of the Recovery of Debts and Bankruptcy Act, 1993, the Court emphasized that the statutory definition of “debt” expressly includes interest. Therefore, there can be no dispute as to the interest component being part of the debt due to PNB.