Republic Bank Ghana is positioning the JoyNews Habitat Fair as a platform to expand access to mortgage financing and help more Ghanaians navigate the path to home ownership, particularly low- and middle-income earners. “Republic Bank has structured a package for all income levels to help them acquire their property, low, middle and high income. If you have a relationship with Republic Bank, you should be able to acquire your own house if not immediately, over time.” He says the bank's collaboration with government also offers a mortgage rate of about 8.5 percent, targeted particularly at lower-income earners. “We are working on an interest rate of about 8.5 percent, a single-digit interest rate, in collaboration with the Government of Ghana.