"It is not for the insurance company's medical team to decide who should be treated as an indoor patient or who should be treated at home for any illness. Over a month later, on September 20, 2023, Star Health rejected the claim, calling the hospitalisation medically unnecessary. Before the commission, Star Health did not dispute the policy's validity but denied any deficiency in service. Allowing the complaint, the commission directed Star Health to pay Singh Rs 58,729, with 9 per cent annual interest from the date of filing until actual payment. Case Title: Gurdeep Singh S/o Kuldeep Singh v. Star Health and Allied Insurance Company Limited & Anr.