And 86% of these payments were from a system that didn’t even exist until a decade ago — Unified Payments Interface (UPI). As such, it was felt that more was needed for digital payments to truly take off. Investments into India’s digital payments sector. In 2021, the surge in investment followed from an increased preference for using digital payment systems after the Covid-19 pandemic,” it added. The Nandan Nilekani-led High-Level Committee on Deepening of Digital Payments said so, too.