How families pay for college could change in the coming years with the implementation of new federal student lending caps. Even so, two-thirds of surveyed families said they support federal lending limits, and 53% said colleges should respond by lowering tuition rates. Ipsos polled 1,000 undergraduate students from ages 18-24, along with 1,000 parents of traditional-age undergraduate students, via an online survey between late April and late May. The background: Nearly half of surveyed families, 47%, borrowed to help cover their college expenses during 2025-26. Still, 80% of surveyed college families said they’re willing to “stretch their resources” for a degree, and 75% said they’d rather borrow than forgo college attendance altogether.