Instead, private options largely replicated the new Trump limits on student loans. One of Harvard’s “preferred lenders,” the Harvard Federal Credit Union, will offer loans to cover the full cost of the university’s medical and law school programs. But for the school of design, graduate students can only borrow $15,000 per year of the $100K cost of attendance. In contrast, Harvard law students can expect to make nearly $200K within one year of graduation and nearly half a million dollars a year within 10 years. College Avenue, another preferred lender, likewise advertises loans for medical, law, veterinary, MBA, and STEM degrees – but nothing for graduate degrees in gender studies or sociology.