How Americans are handling their debts. By Wolf Richter for WOLF STREET. Total household debt outstanding in Q2 – mortgages, HELOCs, student loans, auto loans, credit card balances, and other consumer loans such as personal loans and BNPL loans – dipped by $23 billion, or by 0.1% from…This story appeared on wolfstreet.com , 2026-08-12 04:31:08.