Many retail investors would, if you polled them, select Capitec as the top performer among banks across that same period. And over five years, Capitec shares are up 179% on the JSE. Capitec currently trades on a dividend yield of 1.65%, versus Standard Bank’s 5.11% and Investec’s 5.99%, according to Profile Data. On a total return basis, it is more than 100 percentage points behind those two banks over the last five years. It currently has a market value of R566.7 billion, versus Capitec’s R560.6 billion and Standard Bank’s R546.4 billion.