The man said he has student loans of his own but repeatedly defaulted on them to help his father with his debts. “I had to continuously choose to help my dad and, in turn, had to keep on defaulting my own student loans.” Understandably, he said he feels overwhelmed by the situation and is struggling to see how he can help his family work their way out of debt. Maybe I am just destined to fail and work like a dog with no purpose in life. Another told the man to put his own student loans first and stop taking responsibility for everyone else’s debts.