4 Mortgage Myths Dispelled for Today’s HomebuyersSponsored by FOCUS Real EstateToday’s homebuyers are awash in information that can sway what is probably the biggest purchase of their lives. Here are four mortgage myths today’s homebuyers might encounter during their home search. VA loans backed by the U.S. Department of Veteran Affairs, which require zero down and do not require mortgage insurance. A mortgage preapproval means you will get the loanIn hyper-competitive real estate markets like Greater Boston, it’s practically essential to obtain loan preapproval prior to undertaking your house search in earnest. For a video on the 2017 mortgage environment, watch FOCUS Real Estate’s mortgage forecast.