For years, I barely gave Wells Fargo credit cards a second thought. Wells Fargo has quietly transformed its rewards program, and the Wells Fargo Autograph Journey℠ Card (see rates and fees) finally gave me a reason to take a closer look. While the application and onboarding experiences weren't nearly as smooth as I'd hoped, I'm still glad I finally gave Wells Fargo credit cards a chance. WELLS FARGOWhile I did consider the no-annual-fee Wells Fargo Autograph® Card (see rates and fees), I kept coming back to the Autograph Journey. The Wells Fargo Autograph Journey hasn't replaced the cards I use most often, and I don't expect it to.