Welcome to the Bank Hapoalim Second Quarter 2026 Results Conference Call Webinar. For your convenience, this call will be accompanied by a presentation. May we suggest if you have not yet done so, that you access the presentation on the bank's website, www.bankhapoalim.com by clicking on Financial Information on the homepage and then click on the Second Quarter 2026 Report Presentation. [Operator Instructions]As a reminder, this conference is being recorded August 11, 2026. With us on the line today are Mr. Ram Gev, CFO; and Ms. Tamar Koblenz, Head of Investor Relations.