The executive who spearheaded Apple Pay, Jennifer Bailey, is retiring after 12 years as Vice President of Internet Services and Apple Pay. Under Bailey's leadership, Apple launched Apple Wallet, Apple Pay, and Apple Card. She also supervises Tap to Pay on iPhone, Apple Gift Cards, and Apple Cash internationally. Under Jennifer's leadership, Apple Pay has changed the way hundreds of millions of our users pay, with a simpler, more secure, and private experience. On a personal note, Jennifer has been an incredible friend and leader, and I will miss working with her.