According to rates from the Zillow lender marketplace, current purchase mortgage rates are lower than current refinance rates for Monday, August 10, 2026. 30-year mortgage rates todayToday's average 30-year purchase mortgage rate is 6.51%. 15-year mortgage rates todayThe average 15-year purchase mortgage rate is 6.01% today. Mortgage rates today: FAQsWhat are interest rates today? According to the latest forecasts, the MBA expects the 30-year mortgage rate to be 6.5% through 2026.