At this time, I would like to welcome everyone to the James River Group Second Quarter Earnings Call. [Operator Instructions] I would now like to turn the call over to Bob Zimardo, Senior Vice President, Investment and Investor Relations. Welcome to James River Group's Second Quarter 2026 Earnings Conference Call. We do not undertake any duty to update any forward-looking statements. Please refer to our earnings press release for a reconciliation of these numbers to GAAP, a copy of which can be found on our website.