Small businesses can face serious risks when one web developer controls their domain, hosting and website access without a clear backup plan. A website may be essential to a small business, but ownership can become complicated when one person holds the domain, hosting and login credentials. Years ago, I set up a golf course — domain, hosting, the works. But the registrar login is still under my control, and the two-factor authentication still lands on my phone. Someone asks for the registrar login, and the room goes quiet.