The company is also doubling down on exports amid the continued depreciation of the peso against the US dollar. C&H, which was founded in 2006, initially built its business around beauty bar soaps funded by P5,000 in wedding cash gifts received by Ms. Raca and her husband Henry. This has really been a challenging year for C&H,” Ms. Raca said. The company has had to raise prices to cope with higher costs, although Ms. Raca said their products remain within the reach of most consumers. Ms. Raca urged the government to make micro, small and medium enterprise (MSME) loan programs more accessible and speed up the release of funds to help businesses manage higher costs.