Hello and welcome to Yahoo Finance's live coverage of today's RBA interest rate decision. Better-than-expected inflation data had seen many experts predict the Reserve Bank board would deliver a second consecutive hold after three hikes earlier this year. The Big Four banks say the RBA is now done changing the cash rate for 2026, and all four predict the next movement will be down in 2027. However, with "conflicting" spending data at a time house prices are falling, experts are still warning the interest rate could be hiked to rein inflation in down the line – a message the typically-cautious Michele Bullock has repeatedly delivered. Follow our coverage for all you need to know in the build-up to the decision at 2.30pm (AEST), as well as all the reaction after.