As young people graduate and then head to college, we call them young adults. In the phrase he coined, his paradigm of emerging adulthood spans from age 18 to 29. As America celebrated its 250th year of independence, one in five U.S. adults report they do not expect to be financially independent. As an individual and couples’ therapist, proper listening and asking for what we need can’t be stressed enough. SummaryEven with a modicum of skills and well-paying jobs, some young adults struggle with facing a very different financial landscape than their parents faced.