Many want to live with fantasies that contradict facts as their reality. But facts can’t be ignored, and we are not required to accept their fantasies as our truth and reality. Sex chromosomes are packages of DNA found inside most of our approximately 30 trillion cells that have a nucleus. Sex chromosomes are the genetic elements that define a person’s biological sex. (2019 Credit Suisse Report) Both wealth and costs have increased in the last 7 years, but that total wealth and costs comparison is still viable.