That said, is 4% still a good high-yield savings account interest rate right now? Is 4% still a good high-yield savings account interest rate? The short answer to this question is that, yes, 4% is still generally considered to be a good high-yield savings account interest rate. But that's not the only reason to shop around for high-yield savings account interest rates right now. The bottom lineUnderstanding what is – and isn't – considered to be a good high-yield savings account interest rate now will help savers make an informed decision.